Getting Your Money’s Worth with Dental Insurance

At the end of each year, patients’ calendars begin to fill up with holiday activities. It can make scheduling appointments with your dentist a low priority for you; however, seeing your dentist before the year’s end can save you money. Here is how.

Have you used your dental insurance’s deductible this year? If you’ve had any kind of dental appointment during the prior year, you have already started chipping away at your deductible. Maybe you’ve already met it, and simply don’t know. By seeing the dentist and getting any additional dental work done before the end of the year, your insurance will cover a percentage of the cost. Waiting until after the New Year for treatment when your deductible has reset, however, will necessitate that you pay for most of your treatment out-of-pocket.

Another factor to consider is the annual maximum for dental treatment. Dental treatment will typically pay for a set amount of dental work each year, and beyond that will pay very little. If you need dental work, do it now and use up the rest of your annual maximum so that in the coming year, you’ll be able to start again with a new annual maximum.

Another reason to use every bit of your dental insurance is that putting off necessary dental treatments can worsen the problem, leading to more expensive and more invasive treatments.

Speak with the dentists at Broadmoor Family Dental in Shreveport, LA about your dental insurance. The office staff is highly trained in insurance issues and can help you make the most of your own dental insurance each year.

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